cliff, but as former speaker gingrich right? is there an, easy solution? let's ask john brahmnick and fox news contributor and former pollster for president carter. thanks for being with us this evening. what is this fiscal cliff, and what does it mean, real quickly. for my viewers out there, what does it mean to them? >> well, first the business community and regular people want to w know whether they're taxes are going to sa to go up s the board. this involves state taxes and personal income taxes. >> i'm a regular guy, i've got a couple of kids, i live in middle america. if we goi over the fiscal cliff, what happens to me? >> first of all, the way you sellse your house as to do with capital gains. the value ofpi your house might fall, your income taxes go up. the entire economy, business, for example, the markets are going to look at this and worry whether the government can lead. >> i don't have any stocks. let's say i don't care about the market. what does it mean tore me, john doe. >> it means your taxes go up. payroll tax